Consumer Credit Report

Consumer Credit Report

Record Contents:
This search provides a consumer credit report by a National Reporting Bureaus Equifax, TRW, or TransUnion.  In order to access this information, you must meet all legal requirements set by the Fair Credit Reporting Act.  A copy of the acceptable requirements are provided for you in this section of the manual.  A credit report provides detailed credit activity including account names & numbers, balances, payment patterns, public records information, and available employment information as reported to creditors.

Search Requirements:
Full Name
Address with City, State & Zip Code
Social Security Number
Date of Birth (Optional)
Copy of document authorizing the credit search:  i.e. written authorization release, or judgment, court order, employment application, or documents showing the entering of a financial transaction, etc.
This document will be required by your information broker at the time of order.

Availability: Nationwide

Average Turnaround Time: 1-2 days

Cost:
Approx. $22.00

Common Uses:  
Employment and rental background screening
Establishing and judging creditworthiness
Discovery of age, Social Security Number, previous addresses and
sometimes previous employers

Note:
Reports will be obtained from TransUnion unless specific request is made otherwise.


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